Source: Nerd Wallet
NerdWallet evaluated pet insurance companies in the U.S. based on coverage, financial strength, consumer experience, and plan flexibility, identifying six top-rated providers. ASPCA stands out for its broad coverage, including dental, behavioral, and alternative treatments, and it covers cats, dogs, and horses. Embrace offers the most flexible wellness plan, covering a wide range of wellness expenses and alternative therapies, with customizable deductibles and coverage limits. Figo is ideal for cat owners, providing comprehensive coverage with options for 100% reimbursement, and a user-friendly mobile app for managing claims and medical records.
MetLife excels in offering discounts, with various savings options and immediate accident coverage, and it includes holistic and alternative care with no age restrictions for enrollment. Pets Best is particularly suited for dogs, offering customizable plans, direct vet payments for large expenses, and affordable rates with no upper age limit. Spot is noted for its straightforward waiting periods, covering alternative treatments, dental illness, and behavioral therapies with a uniform 14-day waiting period for all conditions.
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